A white FedEx truck drives down a highway through the desert.

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From workers’ compensation to commercial auto insurance, FedEx Ground contractors need the best coverage to keep them on the road and in business. Protect your contracted parcel delivery service with the right insurance program from Pickup & Delivery.

What Is FedEx Ground Insurance?

Independent FedEx subcontractors often handle the transportation and delivery of goods such as:

  • Parcels
  • Packages
  • Items ordered from online retailers
  • Wholesale products

Why You Need Insurance as a FedEx Ground Contractor

When things go awry, FedEx Ground insurance can ensure your company doesn’t suffer. With FedEx Ground service insurance, your company will be protected from losses incurred by:

  • Company vehicle malfunctions
  • Vehicular accidents
  • Property damage
  • Bodily injury

What Coverage Do FedEx Ground Delivery Contractors Need?

To protect your drivers, trucks, and business as a FedEx contractor, you need the right coverage. Pickup & Delivery is here to provide you with the coverage you need at competitive rates. Essential insurance policies for FedEx Ground contractors include the following.

Non-Trucking Liability

Make sure you are covered whenever you use your vehicles for non-business purposes with non-trucking liability (NTL) coverage. With this policy, we will provide coverage for third party property damage or bodily injury when you use your vehicle for personal reasons. If you happen to run a personal errand in your work vehicle on your way home, NTL will help protect you and your assets in the event of an incident where a standard business liability policy would not.

Premise Liability

Protect contracted employees who may have to navigate dangerous premises with premise liability. If a FedEx contractor is injured on another person’s premises as a result of dangerous environments or obstacles, premise liability coverage can help cover medical costs and legal fees when necessary. Premise liability coverage is often beneficial for truckers who are exposed to risks such as:

  • Wet floors
  • Poor lighting
  • Cracked sidewalks
  • Building code violations
  • Uneven surfaces
  • Unmarked hazards
  • Walkway obstacles
  • Broken railings

Physical Damage

You can get two different forms of physical damage coverage, including comprehensive and collision.


In the event of an accident, collision insurance from Pickup & Delivery will provide coverage for any damage done to the vehicle you use for FedEx deliveries.


If your work vehicle is damaged by something other than an accident with another vehicle, comprehensive insurance can provide the coverage you need to finance repairs or replacements. Comprehensive coverage will help you pay for repairs and replacements resulting from incidents such as:

  • Fire
  • Theft
  • Vandalism
  • Glass breaking
  • Collision with animals
  • Floods
  • Hail
A FedEx truck is parked on a New York City street. Dozens of boxes have been unloaded and are sitting on the sidewalk or on a dolly.

Workers’ Compensation

In the event that a FedEx Ground contracted employee suffers an illness or work-related injury, a workers’ compensation policy can cover lost wages and medical costs. This policy is usually required by state law, and with a sufficient workers’ compensation policy, you can avoid unnecessary legal trouble and cultivate a dedicated workforce.

Employment Practices Liability Insurance (EPLI)

Protect yourself and your business against harmful claims from former, current, and potential employees with EPLI from Pickup & Delivery. Even if claims are effectively fraudulent and harmless, dealing with legal processes and associated fees can be costly and time-consuming. With EPLI, you can protect yourself from employee claims involving:

  • Discrimination
  • Harassment
  • Wrongful termination
  • Lack of advancement
  • Any employment-related allegation

Employee Benefits

Providing sufficient employee benefits, like a group health insurance policy, can help you retain talented, dedicated employees. Pickup & Delivery can provide assistance with employee benefit programs such as:

  • FSA and HSA
  • Medical, dental, and vision insurance
  • Term life and AD&D
  • Short- and long-term disability coverage
  • 401(k) and Section 529 plans
  • Funding strategy advisory services
  • Professional Employer Organization (PEO)

Payroll & HR

Pickup & Delivery is also happy to provide additional help with HR services and programs so you can focus on your business. We can help you with the following programs and initiatives:

  • Payroll management and execution
  • Benefits administration
  • General ledger (GL) processing
  • Full HR outsourcing
  • Recruitment, onboarding, and offboarding processes
  • Direct deposits
  • Check printing and distribution
  • Performance and compensation management
  • Tax filing and payment services

Get a Quote from Pickup & Delivery Today

FedEx Ground contractors provide an invaluable service, and with FedEx Ground insurance from Pickup & Delivery, you can trust that your business is in good hands. We will also cover other ISP and DSP contractors. Work with our dedicated team of agents and get a quote today.